Saturday, September 22, 2007

It Must Be Joe Cocker's Market

Agonizing displays of poor theatrics failed to entertain my mind one recent Saturday evening. I scrolled across several television channels hoping for an engaging program. Finally, one particular concert intrigued my senses. There on the stage performed one of rock and roll's most expressive singers.

With every bit of his legendary convulsive style, Joe Cocker belted out each song with passion and enthusiasm. A solitary man represented by a dull silhouette and expressions of life's complicated sorrows braided through words of reassuring simplicity. The foggy stage complimented his smoky voice as his lyrics invited every listener to share his soul. He was an elder musician with lessons to teach.

The English born Cocker, now in his early sixties, has been delivering the same spasmodic "air-guitar" performance for decades. His music has endured critics, fads, and lifestyle changes. Who can resist the tunes of "Heard It Through the Grapevine" or "Up Where We Belong?"

Perhaps some people mock his unique musical delivery, but his melodies speak to the soul.

At times, his twitching becomes somewhat distracting, yet in the end, his concert is a magical blend of R&B influences, solid rock and roll, and rhythmic gospel.

In the end, this diversified musician has prevailed through the good times and the bad.

Well, it must be Joe Cocker's Market.

At times, the current stock market is intolerable and difficult to watch. Like Cocker, it sometimes seems contorted and out of control. The ups and downs can be disturbing, yet in the long run, the concert delivers tunes of delight. When the show finally concludes, the audience cheers for an encore.

As an investor, you may be cheering for an encore. Interest rates seem undesirable and the stock market volatility may have you curious about the future.

Keep your focus on a pre-determined game plan. Ignore short-term distractions and learn to invest in range bound markets. Do not allow the ups and downs to discourage you and by all means avoid making judgments by sight alone. Know your positions and the reason for inclusion in the portfolio. Longevity is the key and your risk tolerances, time horizons and/or goals must be prioritized. Together, you and the market may live in harmony.

Wardlaw's belief is that familiar life elements best illustrate practical investment strategies; not typical investment jargon. With that philosophy, the author assists financial planners/advisors, brokerage firms, periodicals, and other investment information syndicates create informative and entertaining articles. For comments and questions, please contact the author at or visit

Introduction to HYIP

HYIP stands for High Yield Investment Program. As the name implies, these kinds of investment programs usually come with high returns on investment made by investors and there is usually high risk involved.

The popularity of HYIPs came about when e-currencies like e-gold, stormpay, etc were introduced. Investors are allowed to invest in small amounts which made the programs very popular and easy to follow.

Over 94% of HYIP sites are SCAM and these scam sites use the ponzi scheme or pyramid scheme in which new investors' money is being used to pay existing investors. This process will be continued as long as new investors are found, which explains why even fraudulent funds are able to provide the promised payouts initially and once there are no more new investors, these programs disappear. This is the reason why most people refer to HYIPs as SCAM and as a result they are afraid to invest, afraid to take calculated risks and afraid to loose money.

People are afraid to take risks not because the investment is risky but because they themselves are risky.

Why do I say this?.......

The problem always is that while more people are investing, very few of them are enlightened and well educated investors. When you fail to get the facts about investing and refuse to learn/study all you can about how to go about HYIP investing, then you are willingly putting yourself at very high risk. However this site is determined to provide lots and lots of the information you'll need to invest wisely and intelligibly. Feel free to post your comments and questions.

By now you should be asking,..... So which HYIPs are worth investing in and which ones are SCAM/PONZI?

Before answering that question, one thing you should note is that if there was no money to be made in HYIPs, then they'll not be so many scam sites trying to copy the already existing reliable and stable HYIP investment programs. The scammers know the potentials in HYIP investment are very real and high and they utilize the human factor of greed for making quick, immediate and fast cash to tactically dupe people of their hard earned money.

Now that you also know that you can make money from HYIP investment the next is to know which ones are for real and which ones to avoid. The answer to these questions cannot be completely answered in this article but it is a learning process that will continue as long as we still breath, since on a daily basis new improvements are made. This site will therefore provide you with answers on a daily basis to the happenings, news, DOs and DON'Ts of HYIP investment programs.

When investing with HYIPs, note these;

1. Never every dream or plan to get rich withing a short period of time.

2. Be prepared to loose money.

3. Don't quit.

4. Diversify.

5. Get back capital ASAP.

6. Research and research again.

7. Be Skeptical.

8. Be alert for warning signs.

9. Don't be greedy.

10. Visit this blog daily. (lol)

To begin opening any HYIP investment account, you'll first of all need to get an e-gold account. It is FREE. After which you'll need to also open an e-currency exchange account (also FREE) to enable you exchange money in US Dollars for gold either using a credit card, wire transfer, Direct debit, Bank account, etc.

More about e-gold account and e-currency exchangers tommorow. Happy Investing. Learn more about it on my blog